So family_friendly can be applied to fanservice as long as there are no naughty bits?

I don't think this would qualify...

I don't think this is family friendly at all. Risque stuff in general is not exactly family_friendly.

I think It was supposed to imply more of an feeling of innocence then be Risque (It looks like she just fell out of bed.) but rather or not it succeeded at that is well...

You don't need panty shots to show innocence... >_>

Hence the last part of my post.